Payment Options

As a teaching institution, we are dedicated to offering high quality affordable care for all of our patients. Our services are priced below Medicare and the area market. In addition to having reasonable pricing, at Cleveland University-Kansas City Chiropractic Health Center, patients have multiple payment options for receiving care.

MEDICAID

– Neither Kansas or Missouri Medicaid programs have primary coverage for chiropractic care. Kansas only has Cross-over coverage to pay the 20% co-insurance when Medicare is the primary payer. To clarify, if a patient is a Kansas Medicaid beneficiary and a Part B Medicare beneficiary, Kansas Medicaid will pay the 20% co-insurance only related to the chiropractic spinal manipulation to treat an active spinal condition and they will NOT pay for any other services in a chiropractic office.

MEDICARE PART B

– All of our clinic supervising doctors of chiropractic are participating providers with Medicare.

  • What does Medicare Part B cover? In any Chiropractic office, Medicare pays for chiropractic spinal manipulation to treat an active spinal condition only. Medicare does not pay for spinal manipulation that is not related to an active spinal condition (Maintenance Care), examinations, x-rays, adjunctive therapies, supplements, or exercise instruction. However, there are rare occurrences when a Medicare secondary policy will pay for these services. We can inquire for you and inform you of your coverage.
  • What does it mean to receive care from a Medicare Part B participating provider? Receiving care from a doctor of chiropractic that is a participating provider with Medicare Part B means that spinal manipulation for a condition will typically be covered by Medicare at 80% of the Medicare allowed fee. The patient is responsible for paying 20% of the Medicare allowed fee and any deductible amount that is not yet been met. As participating providers, we will file all the claims and paperwork for you. You will also be responsible for paying for non-covered services, such as examinations, x-rays, adjunctive therapies, supplements, or corrective exercise instruction.
  • What does it mean to receive care from a Medicare Part B Non-participating provider? Remember Cleveland University-Kansas City Chiropractic Health Center providers all participate with Medicare Part B. Receiving care from a doctor of chiropractic that is a Non-participating provider with Medicare Part B means that spinal manipulation for a condition will typically be covered by Medicare at 80% of the Medicare allowed fee. However, instead of only being responsible for paying 20% of the Medicare allowed fee and any deductible amount that is not yet been met, patients typically have to pay an additional amount. Non-participating providers, will typically have you pay for all of the care at the time of service and you will be reimbursed by Medicare. You will also be responsible for paying for non-covered services, such as examinations, x-rays, adjunctive therapies, supplements, or corrective exercise instruction the same as in the case of participating providers.
  • What is not covered by Medicare Part B? Medicare Part B does not pay for spinal manipulation that is not related to an active spinal condition (Maintenance Care), examinations, x-rays, adjunctive therapies, supplements, or exercise instruction. However, there are rare occurrences when a Medicare secondary policy will pay for these services. We can inquire for you and inform you of your coverage. However, Medicare does pay for chiropractic spinal manipulation to treat an active spinal condition.
HEALTH INSURANCE

– Cleveland University-Kansas City Chiropractic Health Center doctors of chiropractic are currently Not participating with any health insurance plans, with the exception of Medicare Part B. Often times health insurance plans will have out of network benefits that will cover some of the costs when receiving care from a non-participating provider. Your out-of-pocket expenses (deductibles, copays, and co-insurances) will most likely be greater when seeking care from a non-participating provider. We will collect 100% of services not covered by your insurance carrier. If you have a copay, coinsurance or unmet deductible, you will be responsible for these payments at the time of service. We would be happy to check your benefits for you and report to you your insurance benefits and payment options. Call us at: (913) 234-0700 or Toll Free: (866) 880-3976.

SELF-PAY PATIENTS

– As a teaching institution, we are dedicated to offering high-quality affordable care for all of our patients. Our services are priced below Medicare and the area market. We do ask that patients without insurance pay for all of the services they receive at the time that services are rendered.

HARDSHIP

– Cleveland University-Kansas City Chiropractic Health Center is dedicated to offering high quality affordable care for all of our patients. Our services are priced below Medicare and the area market. We do ask that patients without insurance pay for all of the services they receive and the time that the services are rendered. If a patient indicates that his/her health care costs will be a financial burden, the Health Center has a Financial Hardship Policy to assist. All financial arrangements are made with the Health Center Business Office. The financial counselor will meet with the patient during the first appointment and will determine if the patient qualifies for financial assistance. The patient will be required to complete an Application for Financial Assistance and meet our qualifications for a Financial Hardship Discount. The patient should bring proof of income (e.g. current paycheck stub or copy of previous year’s income tax return or unemployment document or state aid I.D. card, etc.).

WORKERS’ COMPENSATION AND AUTOMOBILE INSURANCE

– Due to the complexities of the reimbursement related to these types of injuries, we recommend that patients with potential or pending liability insurance claims would be best served by seeking treatment with a licensed Doctor of Chiropractic in a private practice that could oversee their entire case.

FILING INSURANCE

– Even though our doctors of chiropractic are currently Not participating with any health insurance plans, with the exception of Medicare Part B, we will file all claim forms and paperwork for you. Cleveland University-Kansas City Chiropractic Health Center staff members are available to assist you with any questions you may have about your coverage. We would be happy to check your benefits for you and report to you your insurance benefits and payment options. Call us at: (913) 234-0700.